With year-end quickly approaching, the usual deadlines come to mind:
- 529 contributions, and the possible state-tax benefits that may attend them, need to be in by December 31.
- Required Minimum Distributions from IRAs and other qualified accounts must be taken by December 31.
- Conversions from Traditional to Roth IRAs must be completed by December 31.
It never hurts to beat the rush by getting this done earlier in the fourth quarter.